Our professionals are keen observers and careful, empathetic listeners accustomed to working with successful individuals and business owners, and have vast experience addressing the unique requirements of managing personal and business wealth.

When you work with Wolff Wealth Advisors, you have the assurance of working with an integrated team of financial specialists whose backgrounds, experience and credentials span multiple disciplines.

By examining your unique circumstances through the lens of various wealth and risk management disciplines, we can provide a seamless, holistic solution for managing all aspects of your financial situation.

Gary Wolff, CLU®, ChFC®


As President of Wolff Wealth Advisors, Gary Wolff continues a family legacy in financial services that began when his father founded the Thomas Wolff Agency in Rockville, Connecticut in 1954. Years later, Gary, his brother, Greg, and Greg’s son, Keith, joined the family business, each pursuing their respective specialties in financial services. Gary works extensively with small business owners. He specializes in designing and implementing company retirement plans as well as other business financial services such as buy-sell agreements, key person insurance, succession planning and executive benefits. He also works with owners and their families on their personal planning, including advising them on retirement income distribution, estate planning as well as long term care and disability income protection.

Gary is a Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®). He believes in supporting his profession through his involvement in industry groups such as the Hartford Business and Estate Planning Council and the Society of Financial Service Professionals. Since 1978, Gary has qualified as a member of the distinguished, invitation-only Million Dollar Round Table composed of the top 1% of insurance professionals worldwide. During his long tenure with this association, he has served as Chairman of the Ethics Committee and has spoken six times at their annual meetings.

No less important to Gary is his work with various community organizations, including:

  • Metro-Harford YMCA (Past Board Chairman; Finance Committee Chair; Endowment Development Committee Chair)
  • UCONN Foundation (Professional Advisory Committee)
  • Hartford Foundation for Public Giving (Professional Advisory Committee)
  • Tolland County Chamber of Commerce (Past President)
  • Thomas & Bette Wolff Family Charitable Foundation (Board of Directors)
  • Professional Golfers Association (PGA) Foundation (Board of Directors)

Gary received a Bachelor of Science degree in Economics from Southern Connecticut State University where he was an All-American Swimmer and All Eastern Water Polo Player as well as captain of both teams.

Gary and his wife, Eileen, live in Woodstock, Connecticut. They have two children, Jonathan and Kristina.

Gary Wolff, CLU®, ChFC®

Kristina Wolff-Singh

Kristina Wolff-Singh joined Wolff Wealth Advisors in 2021 as the third generation to carry on the family legacy of “service beyond the contract” in financial services. She attributes her service orientation to her grandfather who founded the insurance planning firm of Wolff-Zackin and Associates, as well as her father who founded Wolff Wealth Advisors.

In her role as Client Service Specialist, Kristina is responsible for managing and monitoring new and existing accounts. She also helps prepare financial and insurance plans and gather client information.

Kristina’s extensive professional background in social work gives her a unique perspective for creating meaningful relationships with clients to help them address the needs, concerns and desires impacting their financial lives.

Another interesting facet of Kristina’s background is her fluency in Spanish and extensive time spent in Cordoba, Spain, Cusco, Peru, and Costa Rica, a background which has helped to enhance Wolff Wealth Advisors’ relationships with its Spanishspeaking clients.

After earning a BA in Sociology from Oberlin College, Kristina taught Spanish for two years at Mooreland Hill School in Connecticut. She later earned a MSW in Social Work from the University of Michigan and was a social worker in both Detroit, MI and Salt Lake City, UT. Kristina has worked in both in-patient and outpatient settings with children and adults and has offered bilingual therapy in English and Spanish.

In her free time, Kristina enjoys exploring the Pacific Northwest with her two children, reading, crafting, and all water activities. She has served as a Girl Scout troop leader and helped organize fund-raising events for Detroit and Portland Public Schools.

Kristina Wolff-Singh

Janine Wetherell

As Administrative Assistant to Gary Wolff, Janine Wetherell uses her extensive background in customer service to help deliver Wolff Wealth Advisors’ “service beyond the contract” approach to business. She is responsible for day-to-day operations, including processing, managing, and monitoring new and existing accounts, administering forms and account changes, and managing insurance policy administration.

Before joining Wolff Wealth Advisors in 2021, Janine was a paralegal at a New England law firm. Before that, she provided customer service at many levels for a wide variety of organizations over the years, including insurance publishing, accounting, home healthcare, and direct sales.

When asked what she is most proud of, Janine points to her 20-year career building a successful direct sales business that gave her the flexibility to work from home and take an active role in raising her son. She likes to think that her availability to be involved at school and other aspects of her son’s childhood contributed to his success today as a surgeon at a Baltimore hospital.

In her spare time, Janine is an avid reader, enjoys camping, and, above all, spending time with her family.​

Janine Wetherell

Mark Armstrong, CLU®, ChFC®

Senior Insurance Analyst

Mark Armstrong is the Vice President of Insurance Planning for our partner, Valmark Financial Group. He has more than 25 years of financial services management experience, including 20 years as an executive-level consultant, specializing in product analysis and development and advanced case design. Mr. Armstrong is also a published author and lecturer who has been featured in publications and at venues, including the Journal of Practical Estate Planning; Best’s Review; Journal of Financial Services Professionals; Million Dollar Round Table International Convention; and the Palm Beach Estate Planning Forum. He earned both a BA and an MA in Economics from the University of Akron and his designations and professional affiliations include Chartered Life Underwriter® and Charter Financial Consultant® (American College); Fellow with Distinction (Life management Institute); FINRA Series 7, 24, 63 securities registrations; and Life, Health, Variable Life Insurance and Annuity licenses

Mark Armstrong, CLU®, ChFC®

Chris Finefrock, MBA, CFP®

Senior Investment Analyst

Chris Finefrock is the Senior Vice President of Financial Planning and Investments for our partner, Valmark Financial Group. In his role, he oversees and is a resource for the team responsible for all aspects of design and implementation of various brokerage, insurance and advisory solutions intended to assist investors with risk management and reaching their accumulation and/or distribution goals. He also oversees the practice management and financial technology area which assesses third-party vendor technology and assists Member Firms in the selection and implementation of processes within their practice. Lastly, he oversees the investment operations division including data processing, books and records retention, principal review and custodial platform relationships. In addition to his Series 7, 24 and 66 registrations and his Ohio Life, Health and Variable licenses, Mr. Finefrock holds a BSBA in Financial Services and an MBA in Finance from the University of Akron. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional.

Chris Finefrock, MBA, CFP®

Judson Forner, CFP®, CRPC®

Investment Analyst & Annuity Specialist

Judson Forner is the Vice President of Investment Operations for our partner, Valmark Financial Group. In his role, he leads the teams directly responsible for processing all investment-related business submitted through Valmark. This includes the handling of paperwork and electronic submissions, principal review and vendor services. In addition, he oversees the trading team, manages relations with Valmark’s custodial platforms, and participates on Valmark’s Product committee. Mr. Forner has presented on topics such as Money Management, Financial Planning and Annuities at Valmark Member Summit and Member Staff Summit conferences, as well as higher education institutions, such as Ursuline College and The Ohio State University. He has also been quoted in industry publications, including Barron’s, Bloomberg, CNBC, Financial Advisor Magazine, and Investment News. In addition to his Series 6, 7, 24, 53 and 66 registrations and his Ohio Life, Health and Variable licenses, Mr. Forner earned a BSBA in Finance from The Ohio State University. He is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Chartered Retirement Planning CounselorSM (CRPC®).

Judson Forner, CFP® CRPC®

Michael Noss, FALU

Insurance Underwriting Specialist

As Director of Underwriting for our partner, Valmark Financial Group, Michael Noss is responsible for the technical assessment and negotiation of underwriting offers and serves as a contact for any new business or underwriting issues. He also serves as an advocate for Valmark’s Member Firms through every stage of the underwriting process, working to anticipate potential issues, identify the best carrier for that issue and to negotiate the best possible offer. While Mr. Noss is a national presenter at Valmark’s Member Summit, he also presents at other various industry conferences. He earned his BA in Philosophy and Communication from Saint John’s University. Mr. Noss is also a member of the Association of Home Office Underwriters (AHOU) and a Fellow of the Academy of Life Underwriting (FALU).

Michael Noss, FALU

James Dawson, CFP®, CLU®

Director, Life Settlements

James Dawson is the Director of Life Settlements for our partner, Valmark Financial Group. James is responsible for managing the day-to-day operations of the life settlement business. This includes establishing and implementing new processes and procedures, directing and facilitating the sale of policies from the initial offering through the formal case submission and acting as an escalation resource for complex and technical life settlement issues. He works to find ways to simplify the life settlement transaction process and improve efficiencies. Above all, Mr. Dawson is passionate about delivering the best possible experience for our clients. Mr. Dawson earned a BBA in Financial Planning from the University of Akron, graduating Summa Cum Laude. He also holds Ohio Life, Health, Accident and Variable licenses, Series 7, 24 and 66 registrations and is a CERTIFIED FINANCIAL PLANNER™ professional.

James Dawson, CFP®, CLU®

Michael Michlitsch, MBA, CRPC®

Vice President, In Force Insurance Solutions

As Vice President of In Force Insurance Solutions for our partner, Valmark Financial Group, Michael leads the Valmark Policy Management Company (PMC) and Life Settlement teams. Michael is responsible for integrating strategies and solutions to maximize in force insurance business to best serve our clients. Previously, he was Manager of Practice Management at Securian Financial Services, Inc., a Senior Training Manager for Woodbury Financial Services, Inc., and Sales Manager for Ameriprise Financial Services, Inc. Mr. Michlitsch earned his MBA from the Opus College of Business at the University of St. Thomas and his BA in Management and Marketing from Bethany Lutheran College. He is a Chartered Retirement Planning Counselor℠ (CRPC®) and carries the following Financial Services Designations: CFS, CIS, CFF, CES, CAS and CTS. In addition, he holds Series 7, 24 and 66 registrations as well as Life, Health, and Variable Life and Annuity licenses.

Michael Michlitsch, MBA, CRPC®


Wolff Wealth Advisors
201 East Center Street, Suite 200
Manchester, CT 06040
T: 860.783.5431
F: 860.783.5433
E: Gary.Wolff@WolffWealthAdvisors.com

Securities offered through ValMark Securities, Inc., Member FINRA/SIPC. Advisory services offered through ValMark Advisers, Inc., an SEC Registered Investment Advisor. 130 Springside Drive, Suite 300, Akron, OH 44333-2431 · (800) 765-5201. Wolff Wealth Advisors is a separate entity from ValMark Securities, Inc. and ValMark Advisers, Inc.